Ultrio

Featuring Zion Healthshare 

As an Ultrio or Ultrio Plus member, you’re automatically enrolled in a Zion HealthShare membership—a simple way to help manage the cost of your medical needs.

You'll have the freedom to choose the providers you trust and the protection you need, giving you financial peace of mind when it matters most.  

What is a Health Share?

A HealthShare is a group of people who work together to share each other’s eligible medical expenses. To participate, you pay a set monthly contribution, and when a medical need arises, you visit a provider as a self-pay patient and pay a set portion of the bill yourself — this is called your Initial Unshareable Amount (IUA).

After that, you can submit a sharing request to the HealthShare, and they step in to help share qualifying medical expenses with funds contributed by other members.

Why ZionHealthShare?

We chose to partner with Zion HealthShare, the leading HealthShare in the US., because they share our commitment to affordable, accessible care  — all while giving you the freedom  to choose  the providers you trust. With extensive options for handling large medical expenses and unlimited support for most eligible needs, Zion HealthShare offers a comprehensive, well-rounded alternative to traditional health insurance- making them an ideal choice for Ultrio members. 

Together, we created an exclusive membership that gives you support for large medical expenses, preventive care, and prescription savings - all in one simple membership. This combination of benefits is included in every Ultrio and Ultrio Plus membership, making it easier and more affordable to take care of your health.  

Ultrio's Custom Medical Cost Sharing Solution

By partnering with America’s leading HealthShare, Ultrio offers a custom HealthShare solution designed to address common healthcare concerns, including preventive care, prescription assistance, and unexpected medical expenses.

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Membership with Zion HealthShare

With Zion HealthShare included in your Ultrio membership, you have access to support for large medical expenses and the flexibility to choose the care that works best for you.

Both the Ultrio and Ultrio Plus memberships include the following:

Preventive Care 

Your Ultrio-exclusive Zion HealthShare membership includes Preventive Sharing to help share in the costs of routine visits and standard screening services.

Large & Unexpected Medical Bills

Medical cost sharing is a community-based model in which members contribute funds to be shared for the medical needs of others. While it is not health insurance, it does provide a safeguard against large and unexpected medical bills. 

Member Guidelines | Preventive Sharing Guide

Prescription Discounts

Your Ultrio membership includes a comprehensive prescription program designed to maximize convenience and savings. With access to patient assistance programs, international sourcing, and benefit credits, you can save up to 80% on a wide range of medications—including brand name and specialty drugs. It's more than just a discount—it's a smarter way to manage your medications affordably and efficiently.

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** Retail and Mail Order Requirement: Mail order is required on all chronic/maintenance medications. First purchase retail is available. Acute medications (antibiotics, pain medications and other immediate need medications) are always available at retail.

Ultrio: Beyond HealthShare Membership

Ultrio and Ultrio Plus offer a cost-effective alternative to traditional insurance, making it easier to manage your medical expenses with Zion HealthShare’s community-driven approach.

Use our pricing calculator to see upfront costs based on your age, IUA, and membership type—no surprises. Enroll online or schedule a call to learn more—we’re happy to help!